Home-buying Program

Get up to $35,000 in

financial aid to buy a home

Get money from down payment assistance programs, grants, & donations. See disclosures
Get started How much aid can I get?
Apply in minutes. No credit score impact.
Why work with us?

Home-ownership, unlocked

Our unique program clears the barriers to buying a home.

  • Conventional/FHA/VA/USDA loans
  • Low rates for CO residents
  • Up to $35,000 in financial aid
  • No-downpayment options
  • One-stop shop: mortgage + DPA
Get started
"...get the money you need for a home..."
Our Mission

Make it
affordable to buy a home

Our mortgages are paired with financial aid making homeownership more attainable
Who it's for

It's easy to qualify

  • Min 620 credit score*
  • No max income limits
  • No down payment options
  • First-time & repeat buyers
Get started
Apply in minutes. No credit score impact.
* Min 620 credit score required to qualify for available Downpayment Assistance Programs. You may still qualify for a first mortgage with a lower credit score. Additional underwriting criteria may apply. Not all borrowers will meet the requirements necessary to qualify.
How it works
We make the whole process simple
  1. Get pre-approved

    Just a few quick questions to find the right mortgage for you, including options with financial aid.

  2. Find a home

    Go home-shopping with a full-service, local Afford Partner Agent1 or bring your own agent.

  3. We take care of the rest

    Your Afford Loan Officer will get your loan funded in coordination with your agent.2

1 You are not required to use an Afford Partner Agent.

2 Borrowers receiving financial aid may be required to take a short homeownership education course (online or in-person) before closing.

You may be wondering

Where does the money come from?

Your financial aid comes from state and local down-payment assistance (DPA) programs.

An example5

Home price Your choice of home $400,000
DPA program Low-interest loan $24,000
Fee discount 50% lower fees $4,000
Total benefit Kind of a big deal $28,000
Example only. Results not guaranteed. Not all applicants will qualify. Total value of financial aid is dependent on the price of the home.
Become a Homeowner

Secure your family's financial future, today

Get started
Apply in minutes. No credit score impact.
Privacy & Security

We'll never, ever sell your data

We dislike telemarketers and spam emails just as much as you do. In fact, we'll actively help you avoid mortgage telemarketers with a couple tricks when you start working with us.

Tired of renting?

Get on the fast track to homeownership today.
Next Step

See how much you qualify for

Get started Talk to a Loan Officer
Apply in minutes. No credit score impact.